A strong, independent community bank, North State has served customers for 20 years and counting. Headquartered in Raleigh, North Carolina, with offices in Wake and New Hanover counties, the Bank was built on and practices the core values of integrity, hard work, fairness, teamwork and consistency. We believe it's our calling to add value to the lives of those we serve and to do so with a spirit of friendship. We are a full-service bank with focused divisions for mortgage, government lending, and the community association management industry.

North State Bank has an exciting opportunity for a Commercial Loan Portfolio Manager in our West Raleigh office. The Commercial Loan Portfolio Manager assists the Bank's Market Presidents and Commercial Bankers by completing activities to help monitor the existing loan portfolio, analyze new lending opportunities, and close loans in accordance with established lending objectives, policies, and procedures.

Essential Duties & Responsibilities:

• Assist the Market President and/or Commercial Banker by preparing credit packages and annual reviews for timely review and final approval. This includes obtaining and analyzing borrower financial information and presentation of recommendations.

• Ensure loan documentation files are complete, including comprehensive documentation of the decision making process.
• Responsible for the ongoing portfolio management of relationships including the potential identification and documentation of problem loans, policy exceptions, grade changes, annual reviews, watch list reviews, and/or special reviews that may be required
• Assist the Market President and/or Commercial Banker by maintaining various reports such as pipeline reports, maturities, missing or stale financial information, and exception reports etc.
• Cultivates relationships with customers, through participation in customer and prospect meetings, to allow the Commercial Loan Portfolio Manager to serve as an extension of the Market President and/or Commercial Banker.
• Be actively involved in community activities that will promote the bank and/or assist in business development.
• Assists the Market President and/or Commercial Banker by conducting loan closings and monitoring the portfolio.
• Ensures timely receipt of updated financial information necessary to monitor risk and identify other banking opportunities.

Qualifications (Includes education, certifications, experience, etc.):

• A Bachelors' degree in business, including specific courses in accounting, finance and economics plus additional bank related training, or a combination of education and experience.
• Five or more years related portfolio management or commercial banking with credit analysis responsibilities required.
• Possess and maintain eligibility for NMLS registration.
• Excellent communication and interpersonal skills.
• Proficiency with Microsoft Excel and Word.

North State Bank provides competitive compensation and an excellent, flexible benefits program. With North State Bank benefits, you have the flexibility to choose what's right for you and your family. We hope you will see it comes down to one simple truth: North State Bank is a great place to work!

North State Bank is an equal opportunity employer and gives consideration for qualified applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity, national origin, disability or protected veteran status. VEVRRA Contractor.

24041404