Headquartered in Martinsville, Virginia, Carter Bank & Trust is a state-chartered community bank in Virginia with $4.1 billion in assets as of December 31, 2017. We operate more than 100 branches in Virginia and North Carolina with 1,000 employees.

We offer a full-range of deposit accounts, including our signature product, “Lifetime Free Checking.” All deposit accounts are insured by the FDIC up to the maximum amount allowed by law, which currently is $250,000. We also provide competitive business and personal loan products and services that are straight-forward and transparent.